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Mortgage in Kenya

    Features

    • Up to 90% financing for Kenyan residents and 70% financing for Kenyans in the diaspora
    • Mortgage Protection Insurance (MPI) cover that takes care of retrenchment, death and disability and social perils cover included
    • Competitive Interest rates
    • Flexible repayment periods of up to 20 years
    • No penalty for early repayment
    • Available to both Kenyan citizens and non-Kenyan permanent residents
    • We arrange for valuation and legal processes by bank-appointed service providers
    • Joint applications allowed
    • Minimum amount of KES 1 million. Maximum amount is based on your ability to repay.
    • Interest is charged on a reducing balance basis

    requirements

    • A completed and signed Mortgage application form
    • Your Original ID/Passport (plus copies)
    • 6 months certified bank statement
    • 3 months pay slips
    • Sale agreement or letter of offer( for purchase mortgage only)
    • Letter of introduction from employer

    Related Cost

    Cost associated with Mortgage

    • Arrangement fee
    • Legal Fee
    • Valuation fee
    • Stamp duty on Transfer
    • Stamp duty on Charge
    • Insurance

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